Keep your trade credit risk under control with Coface Topliner

TopLiner offers personalized supplementary assurance tailored to your specific risks and requirements.

Sign up simply and instantly
Taking out a TopLiner policy is easy and 100% online - leaving you all the time you need to focus on your business.
Price tailored to your needs
With TopLiner, Coface offers a price adjusted to the risk presented by the buyer, factoring in the real-time amount and length of cover you want to take out. The price is adjusted and issued online so you can evaluate the increased risk.
International coverage
With TopLiner, you obtain non-cancellable top-up cover online for a term you decide on for your customers across the world.

Coface fine-tunes guarantees to suit your needs with TopLiner

TopLiner is a top-up credit insurance cover for our TradeLiner clients.

If the insured company has obtained a guarantee that is lower than requested or no guarantee at all, TopLiner gives you the option of purchasing additional cover for selected clients and for a period defined in advance.

The choice is yours with TopLiner

• Choose the additional amount to be guaranteed (from NZ$10,000 to NZ$10,000,000).

• Set the guarantee period to the nearest day (between 30 and 90 days).

• Modify the parameters in your Cofanet interface if necessary to adjust your guarantee request.

Coface puts its expertise at your disposal to give you an instant quote on the cost of your credit risk. You can then reconcile this with your net margin to check that your business transaction is still in credit.

Get in touch with a Coface expert

Credit Insurance

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Frequently Asked Questions

Trade credit insurance is a protection against the risk of non-payment of debts in New Zealand and abroad.
An additional guarantee, sometimes called top-up trade credit insurance, allows you to exceed the guarantees given by your trade credit insurer by adding higher limits. This top-up credit insurance complements your traditional credit insurance lines. At Coface, our top-up cover is called TopLiner.

Trade credit insurance in its standard form may sometimes not be sufficient to secure a contract with new prospects or existing customers. The needs of your business may sometimes require exceeding the basic limit granted. It is therefore necessary to review the need for cover against non-payment and to provide top-up credit insurance to cover the total amount outstanding.

Taking out a top-up credit insurance policy (called TopLiner at Coface) is very simple as it is done 100% online. After subscribing online, Coface proposes a price adapted to the risk you wish to insure and takes into account in real time the amount and duration of cover you wish to obtain. The price is adjusted and delivered online, which allows you to assess the increase in risk.

Top-up trade credit insurance is also attractive because the cover is non-cancellable for a period of time that you determine, and for your customers worldwide.

When you buy a top-up credit insurance :

You choose the additional amount to be covered (from NZ$10,000 to NZ$10,000,000)
You set the duration of the guarantee (between 30 and 90 days)
You can vary these different parameters online if necessary according to your needs

Coface's expertise allows you to calculate the cost of your credit risk directly. You can then compare it with your net margin to check that your business operation remains profitable.

Top-up trade credit insurance is also attractive because the cover is non-cancellable for a period of time that you determine, and for your customers worldwide.

When you buy a top-up credit insurance :

You choose the additional amount to be covered (from NZ$10,000 to NZ$10,000,000)
You set the duration of the guarantee (between 30 and 90 days)
You can vary these different parameters online if necessary according to your needs

Coface's expertise allows you to calculate the cost of your credit risk directly. You can then compare it with your net margin to check that your business operation remains profitable.

Keep your trade credit risk under control with Coface Topliner

Sign up simply and instantly

Price tailored to your needs

International coverage

Coface fine-tunes guarantees to suit your needs with TopLiner

The choice is yours with TopLiner

Credit Insurance

Frequently Asked Questions

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